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Bar Insurance in Atlanta, Lilburn, Stone Mountain, and Tucker, GA

Bars and taverns require unique insurance needs, but fortunately, bar insurance is available to help you comply with local laws regulating insurance needs for such establishments, and to help if you need reimbursement after some unexpected costs.

Bar Insurance Policy Features

Most forms of Bar Insurance are actually a combination of four important policies:

  • Business Owner's PolicyThe Business Owner's Policy (BOP) bundles together several policies, including general liability coverage and property insurance. If rowdy patrons are breaking glasses, or people are suing because they fell after having a little too much to drink, this is the policy that will help.
  • Liquor Liability Insurance—If you sell alcohol to someone who's already intoxicated, you're partly responsible for what they do, and you could be held liable for any damage they cause. That's not our opinion; many states have written this provision into law and require bars and taverns to have liquor liability insurance before opening up for business.
  • Umbrella Coverage—The Business Owner's Policy provides the main coverage for your business, but if excessive damage (or a court-ordered payment for damages, in the case of a lawsuit) is involved, umbrella coverage can reimburse you for claims that would normally be difficult or impossible to pay.
  • Worker's Compensation—Finally, the last major part of bar insurance is worker's compensation; in an industry where busy bartenders and wait staff are moving around at high speeds while dealing with customers, the chance of someone falling and getting hurt is higher than anyone would like. This form of insurance provides funds for medical care and wages if an employee gets hurt.

Insurance requirements for bars and taverns vary widely by state, so be sure to ask our a Kellerman & Associates, LLC representative for a bar insurance policy that matches your specific needs.

Our Locations

Tucker Location

4379 Hugh Howell Road
Tucker, GA 30084
Main office: 770-691-2153
Fax: 770-723-3931

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Stone Mountain - Relocating to Tucker Location 7/28!

971-7 N. Hairston Road
Stone Mountain, GA 30083
Main office: 770-629-0536
Fax: 770-413-7276

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Nationwide saved me over $700.00 a year on my home and auto. Beth and her staff do a great job getting the estimate together and then making sure you understand it. They really want to earn your business.
- Rbucknerbunch
If her work is anything like her ability as a Friend and Classmate, then Kellerman Insurance clients are in "Good Hands."
- Michelle J
Beth doesn't know how to NOT get things done. She's honest, ethical and dedicated!
- Kimberly A
I have known and dealt with Beth Kellerman for over 8 years. She has always been very responsive and attentive to our needs. I would highly recommend Beth as an agent.
- Mark B
Beth is a great agent and person. She is always there to lend a helping hand no matter the situation. I have had great experiences working with her and would recommend her as an agent and boss.
- Leslie R
You might think you "just need an insurance agent so anyone would do" but you would be making a big mistake. Beth is not the average agent. She takes care and time to make sure you are getting the best coverage possible and if you pose an obstacle or challenge to her she will think outside the box to help you. You get more than great service, excellent rates-you really do get a friend that is an insurance agent. We will never need to look beyond Beth Kellerman for our needs and we feel blessed to have met her when we thought just any agent would do.
- Sam U
Beth is detail orientated and can assist you and your business with all insurance needs. Talk to Beth to make sure you are fully covered.
- Sam L