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Fleet Insurance in Atlanta, Lilburn, Stone Mountain, and Tucker, GA

If your business owns and operates three or more vehicles as part of its daily operations, you may be eligible for a fleet insurance policy. These plans resemble a commercial auto policy that covers many vehicles at the same time, helping you to meet coverage requirements at an affordable rate.

Industries that can benefit from fleet insurance coverage include:

  • Government agencies
  • Construction companies (including those with large construction vehicles like bulldozers)
  • Taxi services
  • Vehicle rental companies
  • Delivery services
  • Any other company that operates a fleet of vehicles

As of 2013, the Bureau of Transportation Statistics found that there were over eleven million fleet vehicles in service, with government and rental use seeing the most growth over the years.

Fleet Insurance Features: Commercial Auto Insurance

Commercial vehicle policies are a major part of fleet insurance, and they cover the vehicles themselves against damage and loss.

In most cases, fleets that focus on services (handymen, locksmiths, and similar professions) will see the largest discount on their premiums. Vehicles used for retail work, such as delivering food or flowers, usually see a more moderate reduction in premiums. Finally, companies that ship either people or large volumes of products see the lowest reduction, simply because there tends to be more damage in a collision. The current average is more than $20,000 for each incident, and since fleet drivers tend to be on the road far more than the average person, there’s a greater likelihood of a collision sooner or later. However, this is when having the proper insurance coverage becomes invaluable.

What's Covered by Fleet Insurance

The main component of fleet insurance is its blanket coverage of vehicles and employees—any employee will be insured while driving any vehicle in your fleet unless they've been specifically excluded from the policy. This is ideal for companies where vehicles frequently have different drivers, as well as companies that have vehicles out on the roads on a regular basis. All fleet insurance policies will meet or exceed the minimum amount of coverage required for commercial vehicles in your area.

If you're not sure whether a vehicle you use qualifies for coverage under a fleet policy (for example, you have a privately owned vehicle that's also used for business purposes), talk a Kellerman & Associates, LLC agent and they'll let you know if your vehicle is eligible.

 

1. Hatfield, Gary, and Janis Christensen. "10 Ways to Reduce Fleet Costs." Fleet Financials. March 2014. Accessed April 27, 2016. http://www.fleetfinancials.com/article/story/2014/02/10-ways-to-reduce-fleet-costs.aspx.

2. "Table 1-14: U.S. Automobile and Truck Fleets by Use (Thousands)." Bureau of Transportation Statistics. Accessed April 27, 2016. http://www.rita.dot.gov/bts/sites/rita.dot.gov.bts/files/publications/national_transportation_statistics/html/table_01_14.html_mfd.

3. "Do You Know the True Cost of Fleet Accidents?" Telogis Blog. Accessed April 27, 2016. http://www.telogis.com/blog/cost-of-fleet-accidents/.

Our Locations

Tucker Location

4379 Hugh Howell Road
Tucker, GA 30084
Main office: 770-691-2153
Fax: 770-723-3931

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Stone Mountain - Relocating to Tucker Location 7/28!

971-7 N. Hairston Road
Stone Mountain, GA 30083
Main office: 770-629-0536
Fax: 770-413-7276

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Nationwide saved me over $700.00 a year on my home and auto. Beth and her staff do a great job getting the estimate together and then making sure you understand it. They really want to earn your business.
- Rbucknerbunch
If her work is anything like her ability as a Friend and Classmate, then Kellerman Insurance clients are in "Good Hands."
- Michelle J
Beth doesn't know how to NOT get things done. She's honest, ethical and dedicated!
- Kimberly A
I have known and dealt with Beth Kellerman for over 8 years. She has always been very responsive and attentive to our needs. I would highly recommend Beth as an agent.
- Mark B
Beth is a great agent and person. She is always there to lend a helping hand no matter the situation. I have had great experiences working with her and would recommend her as an agent and boss.
- Leslie R
You might think you "just need an insurance agent so anyone would do" but you would be making a big mistake. Beth is not the average agent. She takes care and time to make sure you are getting the best coverage possible and if you pose an obstacle or challenge to her she will think outside the box to help you. You get more than great service, excellent rates-you really do get a friend that is an insurance agent. We will never need to look beyond Beth Kellerman for our needs and we feel blessed to have met her when we thought just any agent would do.
- Sam U
Beth is detail orientated and can assist you and your business with all insurance needs. Talk to Beth to make sure you are fully covered.
- Sam L