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Non-Profit Insurance in Atlanta, Lilburn, Stone Mountain, and Tucker, GA

All modern businesses require some form of insurance related to their specialized industry, and non-profit businesses are not different. Just because your company isn't focused on making profits does not mean it doesn’t require business insurance. In fact, non-profit companies can face unique risks. As noted by Risk Management, many nonprofits lack Directors and Officers Liability Insurance, which helps protect board members from personal liability if a lawsuit is brought against the non-profit.

Board members aren't the only ones at risk. If your non-profit's funds are drained, it can be hard to continue your normal operations until you can acquire more funding. Donors may be hesitant to continue supporting any non-profit that's fallen into legal or financial trouble.

Not-Profit Insurance Features

Common choices for non-profit insurance coverage include:

  • Property Insurance: Whether a non-profit owns or leases the property it uses, the property itself often plays a vital role in the non-profit’s operation. Damaged or destroyed property could prove catastrophic for a non-profit’s operations.
  • Fidelity Insurance: Unfortunately, some employees take advantage of their position and embezzle funds. This part of non-profit insurance provides coverage in the event of such losses.
  • Commercial Auto Insurance: For non-profits that rely on vehicles to transport goods or employees, ask about commercial auto insurance coverage, freight, and/or cargo insurance for businesses that transport high volumes of goods.
  • Accident Insurance: Many non-profits work closely helping people in their communities. Unfortunately, both employees and customers can be vulnerable to falls and other injuries. It's important to have coverage in the event that they're hurt.

This list is not exhaustive. Just like for-profit businesses, non-profits can engage in many different types of work. There is no single policy that's capable of covering every area of concern. Before buying any kind of non-profit insurance, talk to a Kellerman & Associates, LLC agent about what your organization does, where it operates, and what sort of risks you might be exposed to. We'll work with you to find the best possible plan for your needs and your budget.

Requirements for Non Profits

Before you're offered coverage, you may be asked to provide some of your records. This may include a list of any legal claims your organization has faced in the past and any hazardous behaviors the company engages in (no matter how charitable those behaviors are). This helps with our risk-assessment process and ensures that the policies we offer are enough to protect your organization in the event that one or more of them is needed.

 

1. Trefry, John. "Nonprofit Management Faces Liability Risks." Risk Management. September 1, 2014. Accessed April 14, 2016. http://www.rmmagazine.com/2014/09/01/nonprofit-management-faces-liability-risks/.

Our Locations

Tucker Location

4379 Hugh Howell Road
Tucker, GA 30084
Main office: 770-691-2153
Fax: 770-723-3931

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Stone Mountain - Relocating to Tucker Location 7/28!

971-7 N. Hairston Road
Stone Mountain, GA 30083
Main office: 770-629-0536
Fax: 770-413-7276

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: By Appointment
Sun: Closed

Our Providers

Testimonials

Nationwide saved me over $700.00 a year on my home and auto. Beth and her staff do a great job getting the estimate together and then making sure you understand it. They really want to earn your business.
- Rbucknerbunch
If her work is anything like her ability as a Friend and Classmate, then Kellerman Insurance clients are in "Good Hands."
- Michelle J
Beth doesn't know how to NOT get things done. She's honest, ethical and dedicated!
- Kimberly A
I have known and dealt with Beth Kellerman for over 8 years. She has always been very responsive and attentive to our needs. I would highly recommend Beth as an agent.
- Mark B
Beth is a great agent and person. She is always there to lend a helping hand no matter the situation. I have had great experiences working with her and would recommend her as an agent and boss.
- Leslie R
You might think you "just need an insurance agent so anyone would do" but you would be making a big mistake. Beth is not the average agent. She takes care and time to make sure you are getting the best coverage possible and if you pose an obstacle or challenge to her she will think outside the box to help you. You get more than great service, excellent rates-you really do get a friend that is an insurance agent. We will never need to look beyond Beth Kellerman for our needs and we feel blessed to have met her when we thought just any agent would do.
- Sam U
Beth is detail orientated and can assist you and your business with all insurance needs. Talk to Beth to make sure you are fully covered.
- Sam L